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Disclosure

is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of . No insurance business may be conducted outside the state referenced.

is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 916-781-7480. In this regard, this communication is strictly intended for individuals residing in the state of . No offers may be made or accepted from any resident outside the specific state referenced.

is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the state of . As such, these services are strictly intended for individuals residing in the state referenced.

is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Crystal Kanada is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0H92673), CO, ID, KS, MN, MT, NJ, NV, NY, OH, OR, SC, TN, TX, and WA. No insurance business may be conducted outside the states referenced.

Crystal Kanada is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2999 Douglas Blvd Ste 350, Roseville, CA, 95661, 916-781-7480. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, ID, KS, MN, NV, OR, PA, TN, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Crystal Kanada is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, ID, KS, MN, NV, OR, PA, TN, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Michael Moises is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0M40712), CO, FL, HI, MA, MI, NC, NJ, NY, PA, RI, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Michael Moises is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2020 Main St Fl 10, Irvine, CA, 92614, 949-501-3743. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DC, HI, MA, NC, NJ, NY, RI, TN, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Moises is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, DC, HI, MA, NC, NJ, NY, RI, TN, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Patricia Moulton is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, CA (CA Insurance License #4157671), CO, FL, GA, IL, KY, MD, MN, MT, ND, NE, NJ, NV, NY, OH, OR, PA, SC, TX, UT, WA, and WY. No insurance business may be conducted outside the states referenced.

Patricia Moulton is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 249 E 2nd St Ste 1, Powell, WY, 82435, 307-764-3711. In this regard, this communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, FL, GA, ID, IL, KY, MD, MN, MT, NC, ND, NE, NV, NY, OH, OR, PA, SC, TX, UT, VA, WA, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Patricia Moulton is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AZ, CA, CO, FL, GA, ID, IL, KY, MD, MN, MT, NC, ND, NE, NV, NY, OH, OR, PA, SC, UT, VA, WA, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Aridaman Singh is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0J01377), CO, DC, FL, HI, MA, MI, NC, NJ, NY, PA, RI, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Aridaman Singh is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2400 E Katella Ave Ste 800, Anaheim, CA, 92806. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DC, MA, NC, NJ, NY, PA, RI, TN, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Aridaman Singh is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, DC, MA, NC, NJ, NY, PA, RI, TN, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Anthony Sablan is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0I29141), CO, ID, KS, MD, MT, NJ, NV, NY, OH, OR, PA, SC, TX, UT, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

Anthony Sablan is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 425-586-0977. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, ID, KS, MD, NJ, NY, OH, OK, OR, SC, TX, UT, VA, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Anthony Sablan is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, ID, KS, MD, NJ, NY, OH, OK, OR, SC, TX, UT, VA, WA, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

Malia Sperling is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4071006), CO, CT, GA, KS, NC, NJ, NV, OH, OR, TX, WA, and WI. No insurance business may be conducted outside the states referenced.

Malia Sperling is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2355 E Camelback Rd Ste 750, Phoenix, AZ, 85016, 775-336-8728. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, NC, NV, OR, PA, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Malia Sperling is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, NC, NV, OR, PA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Nicholas Hartman is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4195715), CT, NV, and TX. No insurance business may be conducted outside the states referenced.

Nicholas Hartman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 425 Market St Ste 1600, San Francisco, CA, 94105. In this regard, this communication is strictly intended for individuals residing in the states of CA, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Toria Troxel is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4118706), CO, FL, GA, IL, IN, KY, LA, MD, MI, NJ, NY, OK, TN, TX, and WA. No insurance business may be conducted outside the states referenced.

Toria Troxel is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, Tower 2, 2000 S Colorado Blvd Ste 1100, Denver, CO, 80222, 214-907-4439. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, FL, IL, IN, KY, LA, MD, MI, MS, NY, TN, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Toria Troxel is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, FL, IL, IN, KY, LA, MD, MI, MS, NY, TN, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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Lynzie Wolters

Lynzie Wolters

Financial Advisor

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